The appropriateness of life insurance depends on your stage in life as well as your net worth, estate, and charitable giving plans. Annuities can be a tool to help you preserve your savings and provide a guaranteed income stream. Annuities and life insurance, when used properly, enhance your plan. Together we will consider all options and thoroughly assess whether there is a need and what is most suitable for you.
We work with you and your attorney and/or CPA to create an estate plan that considers your tax situation as well as the needs of your loved ones; whether it is determined there is a place for life insurance irrevocable trust, charitable remainder trust, or other estate planning strategy. A well-rounded financial plan considers the complexity of taxes and the transfer of wealth.
